ZIP 12435 Property Distress & Foreclosure Data

Ulster County, New York's ZIP 12435 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100). Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)). On the structural side it scores 44/100, with 3/100 of stress already active.

The expansion-phase market in 12435 posted values that rose 7.9% over the year (phase confidence 50/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 181 with a median age of 52. Educational attainment sits at 16% bachelor's-or-above. Owners hold 100% of homes, renters 0%. 4.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $84,479, near the U.S. median near $78,000. The vacancy rate is 65.3% — elevated. The ZIP holds roughly 247 housing units. Home values center near $220,000, an affordability ratio of 3.1× — accessible.

On the whole, 12435 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.