ZIP 12758 Foreclosure, Tax-Lien & Distress Report
Sullivan County, New York · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 12758 in Sullivan County, New York comes in at 21, a low composite-distress reading. What sets it apart are the readings on construction/permit lag (60/100), structural risk (47/100), institutional ownership (10/100). On the quiet end sit institutional ownership (10/100) and mortgage stress (8/100). Structural exposure scores 47 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (81/100)).
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 33% higher over three years, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.
There are about 3,102 housing units across 12758. Educational attainment sits at 25% bachelor's-or-above. Rent burden reaches 68% of tenant households. A median home runs $169,900 here, or 3.4 times local income. Roughly 12.9% live below the poverty line. The demographic-stress sub-score lands at 35/100. The tenure split is 87% owner-occupied to 13% rented. Vacancy runs 36.5%, above the national norm and a classic distress-and-opportunity signal. At $50,577, median income runs below typical U.S. levels. Population is roughly 4,061 with a median age of 51.
Net-net, 12758 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 12758 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 12758 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 12758, the field stays empty rather than modeled, and fills in as new documents post.
The 21/100 figure for 12758 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 12758 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 12758
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 12758 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 12758, the same set carried on every parcel.
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Unlock parcel-level detail for ZIP 12758
Pull every distressed parcel in 12758 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology