ZIP 12758 Property Distress & Foreclosure Data

DLRadar grades ZIP 12758 (Sullivan County, New York) at a low 18/100 for overall property distress. Property-level stress concentrates in construction/permit lag (40/100), structural risk (40/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (8/100) register low. On the structural side it scores 40/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (81/100).

The market reads expansion — home values rose 6.7% year on year, and 33% higher over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 3,102 housing units. Around 25% of adults hold a bachelor's degree or higher. Around 68% of renters are cost-burdened. The typical home is worth about $169,900 (3.4× income, relatively affordable). The poverty rate is 12.9%. The demographic-stress sub-score lands at 35/100. 87% of housing is owner-occupied. The vacancy rate is 36.5% — elevated. At $50,577, median income runs below typical U.S. levels. About 4,061 people live here, median age 51.

Net-net, 12758 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.