ZIP 13733 Property Distress & Foreclosure Data

In Chenango County, New York, ZIP 13733 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (67/100), construction/permit lag (64/100), institutional ownership (55/100). By contrast, mortgage stress (23/100) register low. On the structural side it scores 67/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (72/100), FEMA disaster exposure (71/100).

The market reads expansion — home values rose 6.5% year on year, and 40% higher over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $59,019, median income runs below typical U.S. levels. The vacancy rate is 12.2% — elevated. Around 35% of renters are cost-burdened. The ZIP holds roughly 2,735 housing units. Around 21% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 24/100. The poverty rate is 10.0%. The typical home is worth about $121,100 (2.1× income, relatively affordable). 88% of housing is owner-occupied. About 5,265 people live here, median age 50.

Net-net, 13733 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.