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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 13733 Foreclosure, Tax-Lien & Distress Report

Chenango County, New York · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 13733 in Chenango County, New York comes in at 30, a moderate composite-distress reading. Its standout signals are structural risk (66/100), construction/permit lag (60/100), institutional ownership (53/100). By contrast, mortgage stress (23/100) register low. Structural risk reads 66/100 against active distress of 7/100. Climate and flood risk are elevated too — FEMA disaster exposure (82/100), flood (NFIP) exposure (74/100), climate & FEMA risk (72/100).

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, and 40% higher over three years, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $59,019, below the U.S. median near $78,000. The vacancy rate is 12.2% — elevated. Around 35% of renters are cost-burdened. There are about 2,735 housing units across 13733. Around 21% of adults hold a bachelor's degree or higher. On demographic stress specifically, 13733 scores 24/100. 10.0% of residents fall below the poverty threshold. Home values center near $121,100, an affordability ratio of 2.1× — accessible. 88% of housing is owner-occupied. Population is roughly 5,265 with a median age of 50.

Net-net, 13733 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 13733 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 13733's 30/100 can be lined up against any neighbor in Chenango County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 13733 reflects the current record instead of a stale or modeled snapshot.

The 30/100 for 13733 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 13733 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

30/100
Composite stress
66/100
Structural risk
7/100
Distress activity

ZIP 13733 distress signals, scored

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk72
9 further distress layers are graded for 13733

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 13733 Stress Report snapshot

13733 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Each signal above is traceable to an open dataset · methodology

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