ZIP 13801 Property Distress & Foreclosure Data

DLRadar grades ZIP 13801 (Chenango County, New York) at a moderate 30/100 for overall property distress. Property-level stress concentrates in structural risk (68/100), construction/permit lag (65/100), institutional ownership (56/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100), FEMA disaster exposure (73/100), climate & FEMA risk (71/100). The latent-versus-live split is 68/100 structural and 7/100 already moving.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 13801 scores 30/100. Roughly 13.8% live below the poverty line. Households earn a median $66,985 — below the roughly $78,000 national figure. The vacancy rate is 34.4% — elevated. About 15% have a four-year degree. The ZIP holds roughly 1,054 housing units. Around 44% of renters are cost-burdened. The tenure split is 86% owner-occupied to 14% rented. 1,533 residents call 13801 home, typically aged 50. A median home runs $129,300 here, or 2.2 times local income.

Taken together, 13801 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.