ZIP 13801 Foreclosure, Tax-Lien & Distress Report
Chenango County, New York · High Vacancy market
DLRadar grades ZIP 13801 (Chenango County, New York) at a moderate 30/100 for overall property distress. The pressure is most legible in structural risk (67/100), construction/permit lag (61/100), institutional ownership (54/100). By contrast, mortgage stress (23/100) register low. Environmental exposure also runs high (FEMA disaster exposure (84/100), flood (NFIP) exposure (75/100), climate & FEMA risk (71/100)). Structural exposure scores 67 and live distress 7 on the 0–100 scale.
The market reads expansion — home values rose 6.0% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
DLRadar's demographic-stress index for the area reads 30/100. Roughly 13.8% live below the poverty line. Households earn a median $66,985 — below the roughly $78,000 national figure. The vacancy rate is 34.4% — elevated. Educational attainment sits at 15% bachelor's-or-above. There are about 1,054 housing units across 13801. Rent burden reaches 44% of tenant households. 86% of housing is owner-occupied. About 1,533 people live here, median age 50. The typical home is worth about $129,300 (2.2× income, relatively affordable).
Net-net, 13801 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 13801 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 13801 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 13801 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 13801's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 13801 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 13801
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 13801 by the numbers
Current distress, phase, housing and lender-pressure figures for 13801, drawn from the same report attached to each property.
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Keep exploring New York distress
Additional distress intelligence spanning Chenango County, New York by ZIP, county and state.
The complete 13801 distress and acquisition report
Open 13801 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology