ZIP 13136 Property Distress & Foreclosure Data

Composite property distress in 13136 (Chenango County, New York) lands at 30/100 — moderate on DLRadar's public-record scoring. Structural risk reads 68/100 against active distress of 7/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100), FEMA disaster exposure (73/100), climate & FEMA risk (71/100). The sharpest non-environmental signals are structural risk (68/100), construction/permit lag (65/100), institutional ownership (56/100). By contrast, mortgage stress (23/100) register low.

The market reads expansion — home values rose 6.5% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 377 people live here, median age 41. The typical home is worth about $110,100 (2.5× income, relatively affordable). The demographic-stress sub-score lands at 31/100. Around 13% of adults hold a bachelor's degree or higher. 84% of housing is owner-occupied. Rent burden reaches 35% of tenant households. Vacancy runs 23.8%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 25.5% — high, a tax-stress and distress correlate. There are about 233 housing units across 13136. At $41,944, median income runs below typical U.S. levels.

Net-net, 13136 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.