ZIP 13136 Foreclosure, Tax-Lien & Distress Report

ZIP 13136's composite property-distress score is 30/100 - DLRadar classes that as moderate for Chenango County, New York. On the structural side it scores 66/100, with 7/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), FEMA disaster exposure (73/100), climate & FEMA risk (71/100). Its heaviest discrete signals: structural risk (66/100), construction/permit lag (62/100), institutional ownership (56/100). mortgage stress (23/100) stay muted.

The market reads expansion — home values rose 6.0% year on year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

377 residents call 13136 home, typically aged 41. The typical home is worth about $110,100 (2.5× income, relatively affordable). On demographic stress specifically, 13136 scores 31/100. Educational attainment sits at 13% bachelor's-or-above. The tenure split is 84% owner-occupied to 16% rented. Rent burden reaches 35% of tenant households. The vacancy rate is 23.8% — elevated. The poverty rate is 25.5% — high, a tax-stress and distress correlate. There are about 233 housing units across 13136. At $41,944, median income runs below typical U.S. levels.

Net-net, 13136 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 13136 at the moment; the composite and its components are still built from verifiable records.

The 13136 read uses the identical scoring model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 13136 stays directly comparable to neighboring ZIPs and the rest of Chenango County, New York. 13136 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

13136's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 13136 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.