ZIP 13052 Property Distress & Foreclosure Data

ZIP code 13052 in Madison County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (45/100), institutional ownership (35/100), construction/permit lag (23/100). By contrast, construction/permit lag (23/100) and mortgage stress (15/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (64/100), flood (NFIP) exposure (60/100). The latent-versus-live split is 45/100 structural and 4/100 already moving.

The market reads expansion — home values rose 7.1% year on year (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 39% of renters are cost-burdened. The poverty rate is 10.8%. The demographic-stress sub-score lands at 27/100. Around 22% of adults hold a bachelor's degree or higher. At $78,750, median income runs near typical U.S. levels. 84% of housing is owner-occupied. The typical home is worth about $134,400 (1.7× income, relatively affordable). About 1,762 people live here, median age 41. The vacancy rate is 38.7% — elevated. The ZIP holds roughly 1,093 housing units.

Net-net, 13052 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.