ZIP 13163 Property Distress & Foreclosure Data

Composite property distress in 13163 (Madison County, New York) lands at 22/100 — low on DLRadar's public-record scoring. Structural exposure scores 51 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), climate & FEMA risk (62/100). The sharpest non-environmental signals are construction/permit lag (62/100), structural risk (51/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (10/100) register low.

The market reads expansion — home values rose 8.0% year on year, at 52/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

100% of housing is owner-occupied. The poverty rate is 9.1%. The demographic-stress sub-score lands at 20/100. The typical home is worth about $191,700 (2.1× income, relatively affordable). At $77,500, median income runs near typical U.S. levels. About 334 people live here, median age 42. Vacancy runs 1.7%. Around 20% of adults hold a bachelor's degree or higher. There are about 113 housing units across 13163.

Net-net, 13163 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.