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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 13054 Foreclosure, Tax-Lien & Distress Report

Oneida County, New York · High Vacancy market

Composite property distress in 13054 (Oneida County, New York) lands at 23/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on structural risk (52/100), construction/permit lag (47/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). Structural exposure scores 52 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 9.6% over the trailing year (phase confidence 85/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

88% of housing is owner-occupied. 6.1% of residents fall below the poverty threshold. Rent burden reaches 57% of tenant households. The ZIP holds roughly 548 housing units. Households earn a median $99,643 — above the roughly $78,000 national figure. The vacancy rate is 12.2% — elevated. Population is roughly 1,289 with a median age of 46. The demographic-stress sub-score lands at 27/100. About 26% have a four-year degree. The typical home is worth about $227,500 (2.1× income, relatively affordable).

On the whole, 13054 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 13054 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 13054 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 13054 stays directly comparable to neighboring ZIPs and the rest of Oneida County, New York. Every figure is auditable to a public dataset and refreshed on ingest; 13054 shows blanks, not estimates, wherever the record is sparse.

13054's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 13054 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

23/100
Composite stress
52/100
Structural risk
2/100
Distress activity

ZIP 13054 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk86
9 further distress layers are graded for 13054

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 13054 Stress Report snapshot

The live 13054 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Oneida County

More distress data near 13054

Other reports tied to Oneida County, New York — ZIP, county and statewide.

See every distressed parcel in 13054

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Each signal above is traceable to an open dataset · methodology

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