ZIP 13054 Property Distress & Foreclosure Data

DLRadar grades ZIP 13054 (Oneida County, New York) at a low 22/100 for overall property distress. Property-level stress concentrates in structural risk (49/100), construction/permit lag (36/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). On the structural side it scores 49/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year (phase confidence 47/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 88% owner-occupied to 12% rented. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. Around 57% of renters are cost-burdened. The ZIP holds roughly 548 housing units. Households earn a median $99,643 — above the roughly $78,000 national figure. The vacancy rate is 12.2% — elevated. 1,289 residents call 13054 home, typically aged 46. On demographic stress specifically, 13054 scores 27/100. About 26% have a four-year degree. A median home runs $227,500 here, or 2.1 times local income.

Taken together, 13054 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.