ZIP 13308 Property Distress & Foreclosure Data

Oneida County, New York's ZIP 13308 registers 22/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (49/100), construction/permit lag (36/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (72/100)). On the structural side it scores 49/100, with 2/100 of stress already active.

The expansion-phase market in 13308 posted values that rose 7.1% over the year, and 20% higher over three years (phase confidence 47/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $86,072, near the U.S. median near $78,000. Population is roughly 4,239 with a median age of 46. 8.8% of residents fall below the poverty threshold. Home values center near $124,100, an affordability ratio of 1.4× — accessible. Around 55% of renters are cost-burdened. Educational attainment sits at 23% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 16.0% — elevated. The ZIP holds roughly 1,999 housing units. Owners hold 86% of homes, renters 14%.

On the whole, 13308 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.