ZIP 13042 Property Distress & Foreclosure Data

Oneida County, New York's ZIP 13042 registers 24/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (69/100). The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (47/100), institutional ownership (26/100). institutional ownership (26/100) and mortgage stress (11/100) stay muted. Structural exposure scores 53 and live distress 3 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 7.4% over the trailing year, at 49/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 90% owner-occupied to 10% rented. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. A median home runs $143,800 here, or 1.3 times local income. There are about 1,007 housing units across 13042. 1,884 residents call 13042 home, typically aged 49. Vacancy runs 18.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $102,031 — above the roughly $78,000 national figure. Rent burden reaches 30% of tenant households. About 31% have a four-year degree. On demographic stress specifically, 13042 scores 20/100.

Taken together, 13042 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.