ZIP 13042 Foreclosure, Tax-Lien & Distress Report
Oneida County, New York · High Vacancy market
Scored purely from public records, 13042 (Oneida County, New York) returns a low composite of 24/100. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (69/100). Its standout signals are structural risk (54/100), construction/permit lag (53/100), institutional ownership (24/100). By contrast, institutional ownership (24/100) and mortgage stress (11/100) register low. On the structural side it scores 54/100, with 3/100 of stress already active.
The expansion-phase market in 13042 posted values that rose 8.2% over the year, at 60/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The tenure split is 90% owner-occupied to 10% rented. The poverty rate is 6.6% — low. Home values center near $143,800, an affordability ratio of 1.3× — accessible. There are about 1,007 housing units across 13042. Population is roughly 1,884 with a median age of 49. The vacancy rate is 18.5% — elevated. Median household income is $102,031, above the U.S. median near $78,000. Around 30% of renters are cost-burdened. Around 31% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 20/100.
On the whole, 13042 leans distressed, with opportunity clustered in specific stressed parcels. While 13042 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 13042 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Oneida County, New York and the nation. 13042 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 13042's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 13042 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 13042’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 13042 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Oneida County
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Unlock parcel-level detail for ZIP 13042
Every distressed parcel in 13042 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology