ZIP 13044 Property Distress & Foreclosure Data

In Oswego County, New York, ZIP 13044 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (66/100)). Its standout signals are construction/permit lag (70/100), structural risk (61/100), institutional ownership (42/100). On the quiet end sit mortgage stress (17/100). Structural risk reads 61/100 against active distress of 5/100.

The expansion-phase market in 13044 posted values that rose 8.0% over the year, at 52/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $139,200, an affordability ratio of 2.1× — accessible. Median household income is $69,300, near the U.S. median near $78,000. Owners hold 93% of homes, renters 7%. Rent burden reaches 1% of tenant households. Population is roughly 2,884 with a median age of 49. DLRadar's demographic-stress index for the area reads 19/100. Vacancy runs 6.4%. Educational attainment sits at 13% bachelor's-or-above. There are about 1,174 housing units across 13044. 11.6% of residents fall below the poverty threshold.

On balance 13044 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.