ZIP 13103 Foreclosure, Tax-Lien & Distress Report
Oswego County, New York · Distress market
ZIP code 13103 in Oswego County, New York carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 60/100 against active distress of 0/100. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (65/100)). The pressure is most legible in construction/permit lag (68/100), structural risk (60/100), institutional ownership (38/100). institutional ownership (38/100) stay muted.
The expansion-phase market in 13103 posted values that rose 5.8% over the year, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
On demographic stress specifically, 13103 scores 30/100. Roughly 15.5% live below the poverty line. Vacancy runs 0.0%. 239 residents call 13103 home, typically aged 47. About 6% have a four-year degree. There are about 100 housing units across 13103. Owners hold 87% of homes, renters 13%. Rent burden reaches 50% of tenant households. Households earn a median $65,139 — below the roughly $78,000 national figure.
Overall, 13103 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 13103 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 13103 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 13103 stays directly comparable to neighboring ZIPs and the rest of Oswego County, New York. Where the public record is thin for 13103, the field stays empty rather than modeled, and fills in as new documents post.
13103's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 13103 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 13103
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 13103 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 13103, the same set carried on every parcel.
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Keep going: ZIP, county and state distress coverage for Oswego County, New York.
See every distressed parcel in 13103
See who owns each distressed property in 13103, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology