ZIP 13028 Property Distress & Foreclosure Data

Composite property distress in 13028 (Oswego County, New York) lands at 27/100 — low on DLRadar's public-record scoring. Structural exposure scores 61 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (66/100). The sharpest non-environmental signals are construction/permit lag (70/100), structural risk (61/100), institutional ownership (42/100). By contrast, mortgage stress (17/100) register low.

The market reads expansion — home values rose 8.0% year on year, at 52/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 701 housing units across 13028. 96% of housing is owner-occupied. About 913 people live here, median age 43. At $88,906, median income runs above typical U.S. levels. Around 22% of adults hold a bachelor's degree or higher. Vacancy runs 45.8%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 10.8%. The demographic-stress sub-score lands at 24/100. The typical home is worth about $147,500 (1.7× income, relatively affordable). Rent burden reaches 23% of tenant households.

Net-net, 13028 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.