Oswego County, NY: Foreclosures, Tax Liens & Distressed Properties

Oswego County, New York is mapped parcel-to-ZIP by DLRadar's public-record distress engine. Lender pressure in Oswego County registers 53/100 — a moderate bank-stress headwind. Across its ZIPs, composite distress spans 18 to 27 out of 100. 28 ZIP codes are tracked county-wide, averaging 25/100 distress.

In its expansion phase, Oswego County home prices rose 5.8% across the last year (phase confidence 43/100). Despite the upswing, pockets of distress persist even as the headline looks strong.

Even appreciating at +5.8% YoY (43/100 confidence), liquidity improves for clean exits — and a rising tide cleans up those exits. Mid-range bank stress at 53/100 implies both signal sets in play here.

Leading Oswego County on distress: 13028 (27/100), 13036 (27/100), 13044 (27/100), 13076 (27/100), 13083 (27/100), 13103 (27/100). Also scored across the county: 13114, 13115, 13121, 13126, 13131, 13132, 13142, 13144, 13145, 13167.

By the numbers, the ZIPs DLRadar tracks across Oswego County show household income averaging about $69,991, roughly at the national median, 15.2% of households below the poverty line, 19.9% of units sitting vacant, 82% owner-occupancy, a median age of 44.3, home values averaging roughly $149,024, below the US. These fundamentals drive who sells under pressure and how fast a deal moves.

With a low 25/100 reading over 28 ZIPs, distress here is parcel-specific where the ZIP scores point. Subscribers get each Oswego County parcel's owner, address and APN, scoring, lienholder detail and an estimated exit speed.

Because Oswego County, New York is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Oswego County against neighboring markets or the rest of New York on equal footing.

For an acquisition buyer, the practical use of Oswego County, New York's scores is triage: the ZIPs and parcels carrying the highest composite are where motivated sellers and below-market exits concentrate, while lower-scored areas rarely justify the marketing spend. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Oswego County data is thin.

The ZIP breakdown for Oswego County leads with 13028 (27/100), 13036 (27/100), 13044 (27/100), 13076 (27/100), 13083 (27/100), 13103 (27/100). DLRadar also scores 13114, 13115, 13121, 13126, 13131, 13132, 13142, 13144 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

DLRadar's composite for Oswego County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.