ZIP 13036 Foreclosure, Tax-Lien & Distress Report

Oswego County, New York's ZIP 13036 registers 26/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in construction/permit lag (68/100), structural risk (59/100), institutional ownership (37/100). By contrast, institutional ownership (37/100) and mortgage stress (17/100) register low. The split runs 59/100 structural to 5/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (65/100)).

The market reads expansion — home values rose 5.8% year on year, and 44% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $87,610 — above the roughly $78,000 national figure. Population is roughly 9,079 with a median age of 43. About 22% have a four-year degree. A median home runs $201,500 here, or 2.0 times local income. There are about 3,924 housing units across 13036. The demographic-stress sub-score lands at 25/100. 10.8% of residents fall below the poverty threshold. The vacancy rate is 8.6%. Around 34% of renters are cost-burdened. Owners hold 79% of homes, renters 21%.

Net-net, 13036 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 13036 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 13036 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13036 can be compared directly against any other ZIP in Oswego County, New York or nationwide. Sparse data for 13036 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 26/100 figure for 13036 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 13036 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.