ZIP 13135 Property Distress & Foreclosure Data

DLRadar grades ZIP 13135 (Oswego County, New York) at a low 20/100 for overall property distress. Property-level stress concentrates in structural risk (44/100), institutional ownership (36/100), mortgage stress (15/100). institutional ownership (36/100) and mortgage stress (15/100) stay muted. On the structural side it scores 44/100, with 4/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (74/100), flood (NFIP) exposure (70/100).

Prices here sit in a expansion phase: values rose 8.0% over the trailing year, and 31% higher over three years (phase confidence 52/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 12.5% live below the poverty line. 6,229 residents call 13135 home, typically aged 44. The tenure split is 73% owner-occupied to 27% rented. The ZIP holds roughly 2,724 housing units. Households earn a median $82,977 — near the roughly $78,000 national figure. About 29% have a four-year degree. On demographic stress specifically, 13135 scores 27/100. The vacancy rate is 7.9%. Around 49% of renters are cost-burdened. A median home runs $174,200 here, or 2.0 times local income.

On balance, 13135 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.