ZIP 13135 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 13135 (Oswego County, New York) returns a low composite of 19/100. Its standout signals are structural risk (42/100), institutional ownership (32/100), mortgage stress (15/100). institutional ownership (32/100) and mortgage stress (15/100) stay muted. The latent-versus-live split is 42/100 structural and 4/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (74/100), flood (NFIP) exposure (69/100).

Prices here sit in a expansion phase: values rose 5.8% over the trailing year, and 31% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

12.5% of residents fall below the poverty threshold. 6,229 residents call 13135 home, typically aged 44. The tenure split is 73% owner-occupied to 27% rented. The ZIP holds roughly 2,724 housing units. Households earn a median $82,977 — near the roughly $78,000 national figure. About 29% have a four-year degree. DLRadar's demographic-stress index for the area reads 27/100. The vacancy rate is 7.9%. Rent burden reaches 49% of tenant households. A median home runs $174,200 here, or 2.0 times local income.

On balance, 13135 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 13135 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 13135's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 13135 reflects the current record instead of a stale or modeled snapshot.

13135's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 13135 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.