ZIP 13069 Property Distress & Foreclosure Data

Composite property distress in 13069 (Oswego County, New York) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (61/100), structural risk (59/100), institutional ownership (42/100). mortgage stress (17/100) stay muted. On the structural side it scores 59/100, with 5/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (69/100), flood (NFIP) exposure (66/100).

Prices here sit in a expansion phase: values rose 8.0% over the trailing year, and 30% higher over three years (phase confidence 52/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 13069 scores 28/100. Roughly 19.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 19% have a four-year degree. A median home runs $121,900 here, or 1.8 times local income. 23,176 residents call 13069 home, typically aged 42. The tenure split is 66% owner-occupied to 34% rented. Around 38% of renters are cost-burdened. The vacancy rate is 7.3%. Households earn a median $63,156 — below the roughly $78,000 national figure. The ZIP holds roughly 10,345 housing units.

Overall, 13069 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.