ZIP 13132 Property Distress & Foreclosure Data

Oswego County, New York's ZIP 13132 registers 27/100 composite distress, which DLRadar reads as low. Structural risk reads 61/100 against active distress of 5/100. Climate and flood risk are elevated too — climate & FEMA risk (68/100), flood (NFIP) exposure (66/100). The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (61/100), institutional ownership (42/100). mortgage stress (17/100) stay muted.

Prices here sit in a expansion phase: values rose 8.0% over the trailing year, and 32% higher over three years, at 52/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 8.6%. Rent burden reaches 55% of tenant households. There are about 1,942 housing units across 13132. On demographic stress specifically, 13132 scores 28/100. The tenure split is 93% owner-occupied to 7% rented. Households earn a median $71,780 — near the roughly $78,000 national figure. 3,561 residents call 13132 home, typically aged 53. About 27% have a four-year degree. A median home runs $197,200 here, or 2.6 times local income. Roughly 15.0% live below the poverty line.

Overall, 13132 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.