ZIP 13493 Property Distress & Foreclosure Data

Oswego County, New York's ZIP 13493 registers 27/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (69/100), flood (NFIP) exposure (66/100). The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (61/100), institutional ownership (42/100). By contrast, mortgage stress (17/100) register low. Structural exposure scores 61 and live distress 5 on the 0–100 scale.

The market reads expansion — home values rose 8.0% year on year, at 52/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $121,500 (1.8× income, relatively affordable). Around 13% of adults hold a bachelor's degree or higher. 84% of housing is owner-occupied. At $60,735, median income runs below typical U.S. levels. About 2,355 people live here, median age 34. Vacancy runs 14.7%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 19.8% — high, a tax-stress and distress correlate. Rent burden reaches 48% of tenant households. There are about 993 housing units across 13493. The demographic-stress sub-score lands at 29/100.

Net-net, 13493 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.