ZIP 13493 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 13493 (Oswego County, New York) returns a low composite of 26/100. Environmental exposure also runs high (climate & FEMA risk (69/100), flood (NFIP) exposure (65/100)). The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (59/100), institutional ownership (37/100). By contrast, institutional ownership (37/100) and mortgage stress (17/100) register low. Structurally it carries 59/100, against 5/100 of stress already in motion.

The expansion-phase market in 13493 posted values that rose 5.9% over the year, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $121,500 (1.8× income, relatively affordable). Around 13% of adults hold a bachelor's degree or higher. Owners hold 84% of homes, renters 16%. Median household income is $60,735, below the U.S. median near $78,000. 2,355 residents call 13493 home, typically aged 34. Vacancy runs 14.7%, above the national norm and a classic distress-and-opportunity signal. 19.8% of residents fall below the poverty threshold. Around 48% of renters are cost-burdened. There are about 993 housing units across 13493. The demographic-stress sub-score lands at 29/100.

Taken together, 13493 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 13493 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Oswego County, New York and the nation. Sparse data for 13493 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 13493's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 13493 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.