ZIP 13131 Property Distress & Foreclosure Data

Composite property distress in 13131 (Oswego County, New York) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (70/100), structural risk (61/100), institutional ownership (42/100). On the quiet end sit mortgage stress (17/100). Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (66/100)). On the structural side it scores 61/100, with 5/100 of stress already active.

The expansion-phase market in 13131 posted values that rose 8.0% over the year, and 23% higher over three years (phase confidence 52/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

12.6% of residents fall below the poverty threshold. Population is roughly 2,856 with a median age of 43. Around 20% of renters are cost-burdened. Educational attainment sits at 19% bachelor's-or-above. Median household income is $66,992, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 22/100. The vacancy rate is 7.9%. Home values center near $147,800, an affordability ratio of 2.0× — accessible. Owners hold 85% of homes, renters 15%. The ZIP holds roughly 1,271 housing units.

On balance 13131 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.