ZIP 13142 Foreclosure, Tax-Lien & Distress Report
Oswego County, New York · High Vacancy market
ZIP 13142's composite property-distress score is 25/100 - DLRadar classes that as low for Oswego County, New York. Its heaviest discrete signals: construction/permit lag (61/100), structural risk (56/100), institutional ownership (36/100). institutional ownership (36/100) and mortgage stress (17/100) stay muted. On the structural side it scores 56/100, with 5/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (63/100).
The expansion-phase market in 13142 posted values that rose 5.8% over the year, and 19% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The demographic-stress sub-score lands at 28/100. Rent burden reaches 41% of tenant households. 14.2% of residents fall below the poverty threshold. Educational attainment sits at 23% bachelor's-or-above. About 6,568 people live here, median age 42. The tenure split is 74% owner-occupied to 26% rented. There are about 3,529 housing units across 13142. Home values center near $171,700, an affordability ratio of 1.9× — accessible. At $85,000, median income runs near typical U.S. levels. Vacancy runs 24.2%, above the national norm and a classic distress-and-opportunity signal.
Net-net, 13142 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 13142 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 13142's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 13142 reflects the current record instead of a stale or modeled snapshot.
The 25/100 figure for 13142 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 13142 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 13142
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
13142 at a glance
Current distress, phase, housing and lender-pressure figures for 13142, drawn from the same report attached to each property.
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Keep exploring New York distress
Further distress data across Oswego County, New York at ZIP, county and state level.
Open the complete 13142 acquisition file
The full 13142 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology