ZIP 13142 Property Distress & Foreclosure Data

ZIP code 13142 in Oswego County, New York carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (70/100), structural risk (61/100), institutional ownership (42/100). By contrast, mortgage stress (17/100) register low. On the structural side it scores 61/100, with 5/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (66/100).

The market reads expansion — home values rose 8.0% year on year, and 19% higher over three years (phase confidence 52/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 28/100. Around 41% of renters are cost-burdened. The poverty rate is 14.2%. Around 23% of adults hold a bachelor's degree or higher. About 6,568 people live here, median age 42. 74% of housing is owner-occupied. The ZIP holds roughly 3,529 housing units. The typical home is worth about $171,700 (1.9× income, relatively affordable). At $85,000, median income runs near typical U.S. levels. The vacancy rate is 24.2% — elevated.

Net-net, 13142 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.