ZIP 13661 Property Distress & Foreclosure Data

In Jefferson County, New York, ZIP 13661 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (43/100), institutional ownership (40/100), insurance pressure (38/100). By contrast, price dislocation (25/100) and mortgage stress (18/100) register low. The latent-versus-live split is 43/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100), climate & FEMA risk (67/100).

The market reads contraction — home values fell 2.1% year on year, 6.4% off the recent peak (phase confidence 67/100). A cooling market tends to open discount-to-value windows.

The vacancy rate is 39.5% — elevated. The poverty rate is 8.6%. The ZIP holds roughly 1,146 housing units. About 2,043 people live here, median age 39. At $83,192, median income runs near typical U.S. levels. Around 21% of adults hold a bachelor's degree or higher. Around 76% of renters are cost-burdened. The demographic-stress sub-score lands at 33/100. The typical home is worth about $183,400 (2.1× income, relatively affordable). 89% of housing is owner-occupied.

Net-net, 13661 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.