ZIP 13661 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 13661 (Jefferson County, New York) returns a low composite of 21/100. Its heaviest discrete signals: structural risk (45/100), institutional ownership (41/100), construction/permit lag (21/100). On the quiet end sit construction/permit lag (21/100) and mortgage stress (18/100). Structural exposure scores 45 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (81/100), climate & FEMA risk (67/100).

The expansion-phase market in 13661 posted values that rose 10.8% over the year, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 39.5%, above the national norm and a classic distress-and-opportunity signal. 8.6% of residents fall below the poverty threshold. There are about 1,146 housing units across 13661. About 2,043 people live here, median age 39. At $83,192, median income runs near typical U.S. levels. Educational attainment sits at 21% bachelor's-or-above. Rent burden reaches 76% of tenant households. On demographic stress specifically, 13661 scores 33/100. Home values center near $183,400, an affordability ratio of 2.1× — accessible. 89% of housing is owner-occupied.

Taken together, 13661 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 13661 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13661 can be compared directly against any other ZIP in Jefferson County, New York or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 13661 shows blanks, not estimates, wherever the record is sparse.

The 21/100 figure for 13661 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 13661 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.