ZIP 13650 Property Distress & Foreclosure Data

Jefferson County, New York's ZIP 13650 registers 39/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in insurance pressure (55/100), price dislocation (50/100), structural risk (42/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (18/100). Environmental exposure also runs high (FEMA disaster exposure (73/100), climate & FEMA risk (66/100)). The latent-versus-live split is 42/100 structural and 5/100 already moving.

The contraction-phase market in 13650 posted values that fell 3.2% over the year, 7.2% off the recent peak (phase confidence 78/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The ZIP holds roughly 1,553 housing units. DLRadar's demographic-stress index for the area reads 34/100. Median household income is $91,458, above the U.S. median near $78,000. Population is roughly 1,268 with a median age of 57. Home values center near $209,100, an affordability ratio of 2.3× — accessible. Educational attainment sits at 27% bachelor's-or-above. 16.8% of residents fall below the poverty threshold. Owners hold 78% of homes, renters 22%. Around 53% of renters are cost-burdened. The vacancy rate is 61.4% — elevated.

On the whole, 13650 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.