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ZIP 13603 Foreclosure, Tax-Lien & Distress Report

Jefferson County, New York · Distress market

ZIP code 13603 in Jefferson County, New York carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are structural risk (44/100), institutional ownership (42/100), construction/permit lag (19/100). By contrast, construction/permit lag (19/100) register low. Structural exposure scores 44 and live distress 0 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (84/100), climate & FEMA risk (66/100)).

The market reads expansion — home values rose 11.4% year on year, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Rent burden reaches 39% of tenant households. The vacancy rate is 4.2%. The poverty rate is 8.1%. There are about 5,299 housing units across 13603. Around 39% of adults hold a bachelor's degree or higher. The tenure split is 3% owner-occupied to 97% rented. On demographic stress specifically, 13603 scores 35/100. At $64,028, median income runs below typical U.S. levels. 13,973 residents call 13603 home, typically aged 24.

Overall, 13603 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 13603 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 13603 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13603 can be compared directly against any other ZIP in Jefferson County, New York or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 13603 shows blanks, not estimates, wherever the record is sparse.

13603's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 13603 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

21/100
Composite stress
44/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 13603

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk66
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 13603 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 13603, the same set carried on every parcel.

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Adjacent Jefferson County ZIP reports

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Pull every distressed parcel in 13603 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

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