ZIP 13628 Property Distress & Foreclosure Data

Jefferson County, New York's ZIP 13628 registers 39/100 composite distress, which DLRadar reads as moderate. Structural risk reads 42/100 against active distress of 5/100. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (66/100). The most distinctive pressure shows up in insurance pressure (55/100), price dislocation (50/100), structural risk (42/100). By contrast, construction/permit lag (27/100) and mortgage stress (18/100) register low.

The market reads contraction — home values fell 3.2% year on year, 7.2% off the recent peak, at 78/100 phase confidence. A cooling market tends to open discount-to-value windows.

There are about 148 housing units across 13628. At $53,750, median income runs below typical U.S. levels. About 185 people live here, median age 26. Rent burden reaches 29% of tenant households. 78% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100. The typical home is worth about $129,700 (2.2× income, relatively affordable). The poverty rate is 18.9% — high, a tax-stress and distress correlate. Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. Around 32% of adults hold a bachelor's degree or higher.

Net-net, 13628 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.