ZIP 13641 Property Distress & Foreclosure Data

Jefferson County, New York's ZIP 13641 registers 39/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (FEMA disaster exposure (73/100), climate & FEMA risk (66/100)). On the structural side it scores 42/100, with 5/100 of stress already active. The most distinctive pressure shows up in insurance pressure (55/100), price dislocation (50/100), structural risk (42/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (18/100).

The contraction-phase market in 13641 posted values that fell 3.2% over the year, 7.2% off the recent peak (phase confidence 78/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Educational attainment sits at 42% bachelor's-or-above. Home values center near $337,500, an affordability ratio of 5.5×. Median household income is $58,875, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 36/100. Population is roughly 69 with a median age of 69. The vacancy rate is 82.9% — elevated. Owners hold 100% of homes, renters 0%. 0.0% of residents fall below the poverty threshold. The ZIP holds roughly 270 housing units.

On the whole, 13641 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.