ZIP 13642 Foreclosure, Tax-Lien & Distress Report
St. Lawrence County, New York · High Vacancy market
ZIP 13642's composite property-distress score is 32/100 - DLRadar classes that as moderate for St. Lawrence County, New York. The latent-versus-live split is 70/100 structural and 8/100 already moving. Its heaviest discrete signals: structural risk (70/100), institutional ownership (62/100), construction/permit lag (54/100). On the quiet end sit mortgage stress (26/100). It additionally carries heavy environmental risk: FEMA disaster exposure (93/100), flood (NFIP) exposure (84/100), climate & FEMA risk (75/100).
The expansion-phase market in 13642 posted values that rose 5.4% over the year (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. Owners hold 70% of homes, renters 30%. There are about 4,305 housing units across 13642. Around 49% of renters are cost-burdened. At $47,452, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 32/100. 9,018 residents call 13642 home, typically aged 41. 20.5% of residents fall below the poverty threshold. A median home runs $136,400 here, or 2.5 times local income. About 20% have a four-year degree.
Net-net, 13642 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 13642 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 13642's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 13642, the field stays empty rather than modeled, and fills in as new documents post.
The 32/100 for 13642 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 13642 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 13642 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 13642 distress snapshot
A live read on 13642: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in St. Lawrence County
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Open the complete 13642 acquisition file
See who owns each distressed property in 13642, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology