ZIP 13642 Property Distress & Foreclosure Data

ZIP code 13642 in St. Lawrence County, New York carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 68/100 against active distress of 8/100. What sets it apart are the readings on structural risk (68/100), institutional ownership (63/100), construction/permit lag (47/100). mortgage stress (26/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), FEMA disaster exposure (83/100), climate & FEMA risk (75/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, at 40/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 70% owner-occupied to 30% rented. There are about 4,305 housing units across 13642. Rent burden reaches 49% of tenant households. Households earn a median $47,452 — below the roughly $78,000 national figure. On demographic stress specifically, 13642 scores 32/100. 9,018 residents call 13642 home, typically aged 41. Roughly 20.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $136,400 here, or 2.5 times local income. About 20% have a four-year degree.

Taken together, 13642 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.