ZIP 13635 Property Distress & Foreclosure Data

DLRadar grades ZIP 13635 (St. Lawrence County, New York) at a moderate 31/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (90/100), FEMA disaster exposure (83/100), climate & FEMA risk (76/100)). Property-level stress concentrates in structural risk (70/100), institutional ownership (65/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (27/100). Structural risk reads 70/100 against active distress of 8/100.

The expansion-phase market in 13635 posted values that rose 6.3% over the year, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,283 with a median age of 38. There are about 462 housing units across 13635. Rent burden reaches 19% of tenant households. Owners hold 82% of homes, renters 18%. 14.0% of residents fall below the poverty threshold. Vacancy runs 11.0%. Median household income is $74,583, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 22/100. Home values center near $104,400, an affordability ratio of 1.3× — accessible. Educational attainment sits at 12% bachelor's-or-above.

On balance 13635 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.