ZIP 13635 Foreclosure, Tax-Lien & Distress Report
St. Lawrence County, New York · Affordable market
DLRadar grades ZIP 13635 (St. Lawrence County, New York) at a moderate 33/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), flood (NFIP) exposure (90/100), climate & FEMA risk (76/100). The sharpest non-environmental signals are structural risk (73/100), institutional ownership (64/100), construction/permit lag (57/100). mortgage stress (27/100) stay muted. Structurally it carries 73/100, against 8/100 of stress already in motion.
The peak-phase market in 13635 posted values that rose 4.9% over the year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 1,283 people live here, median age 38. There are about 462 housing units across 13635. Rent burden reaches 19% of tenant households. 82% of housing is owner-occupied. 14.0% of residents fall below the poverty threshold. The vacancy rate is 11.0%. Median household income is $74,583, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 22/100. The typical home is worth about $104,400 (1.3× income, relatively affordable). Educational attainment sits at 12% bachelor's-or-above.
On balance 13635 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 13635 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 13635 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in St. Lawrence County, New York and the nation. The score is rebuilt from public data as it updates, so 13635 reflects the current record instead of a stale or modeled snapshot.
13635's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 13635 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 13635 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 13635 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 13635, drawn from the same report attached to each property.
Other St. Lawrence County ZIP codes
Keep exploring New York distress
Additional distress intelligence spanning St. Lawrence County, New York by ZIP, county and state.
Open the complete 13635 acquisition file
The full 13635 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology