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ZIP 13617 Foreclosure, Tax-Lien & Distress Report

St. Lawrence County, New York · Affordable market

St. Lawrence County, New York's ZIP 13617 registers 33/100 composite distress, which DLRadar reads as moderate. Structural risk reads 73/100 against active distress of 8/100. The pressure is most legible in structural risk (73/100), institutional ownership (64/100), construction/permit lag (57/100). mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), flood (NFIP) exposure (90/100), climate & FEMA risk (76/100).

The market reads peak — home values rose 4.9% year on year, and 3% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $161,300, an affordability ratio of 2.0× — accessible. Owners hold 58% of homes, renters 42%. The vacancy rate is 4.8%. Around 26% of renters are cost-burdened. At $72,652, median income runs near typical U.S. levels. Around 36% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,556 housing units. Roughly 11.4% live below the poverty line. About 12,294 people live here, median age 32. The demographic-stress sub-score lands at 23/100.

Overall, 13617 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 13617 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 13617's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 13617 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 13617's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 13617 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

33/100
Composite stress
73/100
Structural risk
8/100
Distress activity

What is driving ZIP 13617’s distress

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk76
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 13617 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 13617, drawn from the same report attached to each property.

Loading ZIP 13617 stress data…

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