ZIP 13652 Property Distress & Foreclosure Data

In St. Lawrence County, New York, ZIP 13652 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (70/100), institutional ownership (65/100), construction/permit lag (49/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), FEMA disaster exposure (83/100), climate & FEMA risk (76/100). On the structural side it scores 70/100, with 8/100 of stress already active.

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 26% of adults hold a bachelor's degree or higher. Around 54% of renters are cost-burdened. The poverty rate is 21.3% — high, a tax-stress and distress correlate. 79% of housing is owner-occupied. The typical home is worth about $102,700 (1.5× income, relatively affordable). The demographic-stress sub-score lands at 30/100. The ZIP holds roughly 972 housing units. The vacancy rate is 28.4% — elevated. At $65,203, median income runs below typical U.S. levels. About 1,876 people live here, median age 34.

Net-net, 13652 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.