ZIP 13668 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 13668 (St. Lawrence County, New York) returns a moderate composite of 31/100. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (76/100), FEMA disaster exposure (74/100). The sharpest non-environmental signals are structural risk (68/100), institutional ownership (59/100), construction/permit lag (52/100). By contrast, mortgage stress (27/100) register low. Structural exposure scores 68 and live distress 8 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $115,400 here, or 1.5 times local income. Rent burden reaches 37% of tenant households. About 3,313 people live here, median age 47. 85% of housing is owner-occupied. Vacancy runs 10.8%. On demographic stress specifically, 13668 scores 24/100. Roughly 13.3% live below the poverty line. The ZIP holds roughly 1,577 housing units. Around 24% of adults hold a bachelor's degree or higher. Median household income is $78,286, near the U.S. median near $78,000.

Net-net, 13668 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 13668 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 13668, the field stays empty rather than modeled, and fills in as new documents post.

Behind 13668's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 13668 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.