ZIP 12922 Foreclosure, Tax-Lien & Distress Report
St. Lawrence County, New York · High Vacancy market
Composite property distress in 12922 (St. Lawrence County, New York) lands at 31/100 — moderate on DLRadar's distress scoring. The latent-versus-live split is 68/100 structural and 8/100 already moving. The most distinctive pressure shows up in structural risk (68/100), institutional ownership (59/100), construction/permit lag (52/100). mortgage stress (27/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (76/100), FEMA disaster exposure (74/100)).
The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 33 with a median age of 60. Around 100% of renters are cost-burdened. A median home runs $222,700 here, or 2.0 times local income. Educational attainment sits at 26% bachelor's-or-above. The tenure split is 88% owner-occupied to 12% rented. Vacancy runs 81.3%, above the national norm and a classic distress-and-opportunity signal. 0.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 38/100. There are about 92 housing units across 12922. At $95,625, median income runs above typical U.S. levels.
On the whole, 12922 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 12922 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 12922's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 12922 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 31/100 figure for 12922 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 12922 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 12922
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 12922 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in St. Lawrence County
Nearest ZIP codes to 12922
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 12922
Other reports tied to St. Lawrence County, New York — ZIP, county and statewide.
See every distressed parcel in 12922
Open 12922 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology