ZIP 12922 Property Distress & Foreclosure Data

ZIP code 12922 in St. Lawrence County, New York carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 70 and live distress 8 on the 0–100 scale. What sets it apart are the readings on structural risk (70/100), institutional ownership (65/100), construction/permit lag (49/100). mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), FEMA disaster exposure (83/100), climate & FEMA risk (76/100).

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

33 residents call 12922 home, typically aged 60. Rent burden reaches 100% of tenant households. A median home runs $222,700 here, or 2.0 times local income. About 26% have a four-year degree. The tenure split is 88% owner-occupied to 12% rented. Vacancy runs 81.3%, above the national norm and a classic distress-and-opportunity signal. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 12922 scores 38/100. There are about 92 housing units across 12922. Households earn a median $95,625 — above the roughly $78,000 national figure.

Taken together, 12922 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.