ZIP 13613 Property Distress & Foreclosure Data

Composite property distress in 13613 (St. Lawrence County, New York) lands at 31/100 — moderate on DLRadar's public-record scoring. Structural risk reads 70/100 against active distress of 8/100. The sharpest non-environmental signals are structural risk (70/100), institutional ownership (65/100), construction/permit lag (49/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), FEMA disaster exposure (83/100), climate & FEMA risk (76/100).

The market reads expansion — home values rose 6.3% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $116,600 (2.0× income, relatively affordable). 75% of housing is owner-occupied. About 2,733 people live here, median age 46. There are about 1,275 housing units across 13613. Vacancy runs 7.9%. Rent burden reaches 36% of tenant households. The demographic-stress sub-score lands at 28/100. Around 16% of adults hold a bachelor's degree or higher. The poverty rate is 20.3% — high, a tax-stress and distress correlate. At $57,026, median income runs below typical U.S. levels.

Net-net, 13613 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.