ZIP 13613 Foreclosure, Tax-Lien & Distress Report
St. Lawrence County, New York · High Poverty market
Scored purely from public records, 13613 (St. Lawrence County, New York) returns a moderate composite of 33/100. Structurally it carries 73/100, against 8/100 of stress already in motion. The pressure is most legible in structural risk (73/100), institutional ownership (64/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (27/100). It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), flood (NFIP) exposure (90/100), climate & FEMA risk (76/100).
The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
A median home runs $116,600 here, or 2.0 times local income. 75% of housing is owner-occupied. 2,733 residents call 13613 home, typically aged 46. The ZIP holds roughly 1,275 housing units. The vacancy rate is 7.9%. Rent burden reaches 36% of tenant households. DLRadar's demographic-stress index for the area reads 28/100. Around 16% of adults hold a bachelor's degree or higher. 20.3% of residents fall below the poverty threshold. Households earn a median $57,026 — below the roughly $78,000 national figure.
Net-net, 13613 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 13613 at the moment; the composite and its components are still built from verifiable public records.
Whether 13613 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13613 can be compared directly against any other ZIP in St. Lawrence County, New York or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 13613 shows blanks, not estimates, wherever the record is sparse.
The 33/100 for 13613 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 13613 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 13613
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
13613 at a glance
The live 13613 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other St. Lawrence County ZIP codes
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Open the complete 13613 acquisition file
Open 13613 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology