ZIP 13614 Foreclosure, Tax-Lien & Distress Report
St. Lawrence County, New York · High Poverty market
DLRadar grades ZIP 13614 (St. Lawrence County, New York) at a moderate 31/100 for overall property distress. The most distinctive pressure shows up in structural risk (68/100), institutional ownership (59/100), construction/permit lag (52/100). Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (76/100), FEMA disaster exposure (74/100). Structural exposure scores 68 and live distress 0 on the 0–100 scale.
The peak-phase market in 13614 posted values that rose 4.9% over the year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Around 68% of renters are cost-burdened. The vacancy rate is 4.5%. 287 residents call 13614 home, typically aged 33. There are about 99 housing units across 13614. The poverty rate is 45.6% — high, a tax-stress and distress correlate. 65% of housing is owner-occupied. Around 18% of adults hold a bachelor's degree or higher. Median household income is $36,250, below the U.S. median near $78,000. On demographic stress specifically, 13614 scores 62/100.
On the whole, 13614 leans distressed, with opportunity clustered in specific stressed parcels. While 13614 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 13614's 31/100 can be lined up against any neighbor in St. Lawrence County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 13614 reflects the current record instead of a stale or modeled snapshot.
13614's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 13614 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 13614’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 13614 by the numbers
13614 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Rules-based scoring — each signal ties to a public dataset · methodology