ZIP 13664 Property Distress & Foreclosure Data

St. Lawrence County, New York's ZIP 13664 registers 31/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), FEMA disaster exposure (83/100), climate & FEMA risk (76/100). The most distinctive pressure shows up in structural risk (70/100), institutional ownership (65/100), construction/permit lag (49/100). By contrast, mortgage stress (27/100) register low. Structural risk reads 70/100 against active distress of 8/100.

The market reads expansion — home values rose 6.3% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $163,600 (2.0× income, relatively affordable). There are about 265 housing units across 13664. Vacancy runs 43.1%, above the national norm and a classic distress-and-opportunity signal. 72% of housing is owner-occupied. Rent burden reaches 80% of tenant households. Around 16% of adults hold a bachelor's degree or higher. About 401 people live here, median age 51. The demographic-stress sub-score lands at 39/100. At $75,909, median income runs near typical U.S. levels. The poverty rate is 25.4% — high, a tax-stress and distress correlate.

Net-net, 13664 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.