ZIP 13664 Foreclosure, Tax-Lien & Distress Report

St. Lawrence County, New York's ZIP 13664 registers 31/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (flood (NFIP) exposure (90/100), FEMA disaster exposure (84/100), climate & FEMA risk (76/100)). What sets it apart are the readings on structural risk (70/100), institutional ownership (60/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (27/100). Latent structural risk is 70/100 while live distress already moving reads 8/100.

Prices here sit in a peak phase: values rose 4.9% over the trailing year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $163,600, an affordability ratio of 2.0× — accessible. The ZIP holds roughly 265 housing units. The vacancy rate is 43.1% — elevated. 72% of housing is owner-occupied. Rent burden reaches 80% of tenant households. Educational attainment sits at 16% bachelor's-or-above. 401 residents call 13664 home, typically aged 51. DLRadar's demographic-stress index for the area reads 39/100. Median household income is $75,909, near the U.S. median near $78,000. 25.4% of residents fall below the poverty threshold.

On the whole, 13664 leans distressed, with opportunity clustered in specific stressed parcels. 13664 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 13664's 31/100 can be lined up against any neighbor in St. Lawrence County, New York or any ZIP coast to coast. Where the record is thin for 13664, the field stays empty rather than modeled, and fills in as new documents post.

The 31/100 figure for 13664 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 13664 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.