ZIP 13681 Property Distress & Foreclosure Data

Composite property distress in 13681 (St. Lawrence County, New York) lands at 31/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (70/100), institutional ownership (65/100), construction/permit lag (49/100). mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), FEMA disaster exposure (83/100), climate & FEMA risk (76/100). On the structural side it scores 70/100, with 8/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 82% owner-occupied to 18% rented. On demographic stress specifically, 13681 scores 29/100. Households earn a median $46,797 — below the roughly $78,000 national figure. The ZIP holds roughly 421 housing units. Roughly 20.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 8% have a four-year degree. 941 residents call 13681 home, typically aged 34. A median home runs $89,700 here, or 1.6 times local income. Around 48% of renters are cost-burdened. The vacancy rate is 17.1% — elevated.

Taken together, 13681 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.