ZIP 13694 Property Distress & Foreclosure Data

DLRadar grades ZIP 13694 (St. Lawrence County, New York) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (70/100), institutional ownership (65/100), construction/permit lag (49/100). By contrast, mortgage stress (27/100) register low. The latent-versus-live split is 70/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), FEMA disaster exposure (83/100), climate & FEMA risk (76/100).

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 37% of renters are cost-burdened. The typical home is worth about $186,000 (2.7× income, relatively affordable). The poverty rate is 11.2%. The vacancy rate is 13.3% — elevated. At $77,308, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 27/100. About 1,232 people live here, median age 54. 79% of housing is owner-occupied. Around 29% of adults hold a bachelor's degree or higher. The ZIP holds roughly 682 housing units.

Net-net, 13694 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.