ZIP 13695 Foreclosure, Tax-Lien & Distress Report
St. Lawrence County, New York · High Vacancy market
ZIP code 13695 in St. Lawrence County, New York carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (76/100), FEMA disaster exposure (74/100)). The pressure is most legible in structural risk (68/100), institutional ownership (59/100), construction/permit lag (52/100). mortgage stress (27/100) stay muted. Structural risk reads 68/100 against active distress of 8/100.
The peak-phase market in 13695 posted values that rose 4.9% over the year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The vacancy rate is 70.2% — elevated. 169 residents call 13695 home, typically aged 54. About 55% have a four-year degree. There are about 147 housing units across 13695. Roughly 8.8% live below the poverty line. The tenure split is 100% owner-occupied to 0% rented. At $116,250, median income runs above typical U.S. levels. A median home runs $232,100 here, or 2.0 times local income. The demographic-stress sub-score lands at 35/100.
Taken together, 13695 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 13695 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 13695's 31/100 can be lined up against any neighbor in St. Lawrence County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 13695, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 31/100 figure for 13695 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 13695 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 13695
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 13695 by the numbers
A live read on 13695: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in St. Lawrence County
Nearest ZIP codes to 13695
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Other reports tied to St. Lawrence County, New York — ZIP, county and statewide.
Unlock the full ZIP 13695 acquisition report
See who owns each distressed property in 13695, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology