Start reading — free for a week

Find the pressured markets, read the cycle, and work the current queue.

ZIP 12847 Foreclosure, Tax-Lien & Distress Report

Hamilton County, New York · High Vacancy market

Scored purely from public records, 12847 (Hamilton County, New York) returns a low composite of 17/100. On the structural side it scores 38/100, with 7/100 of stress already active. The pressure is most legible in construction/permit lag (55/100), structural risk (38/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (24/100). It additionally carries heavy environmental risk: FEMA disaster exposure (73/100).

The market reads expansion — home values rose 5.9% year on year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 667 people live here, median age 57. Around 37% of renters are cost-burdened. The vacancy rate is 75.2% — elevated. There are about 1,198 housing units across 12847. Owners hold 90% of homes, renters 10%. Median household income is $72,700, near the U.S. median near $78,000. Home values center near $276,000, an affordability ratio of 3.6× — accessible. 11.7% of residents fall below the poverty threshold. About 37% have a four-year degree. On demographic stress specifically, 12847 scores 34/100.

On the whole, 12847 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 12847 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 12847's 17/100 can be lined up against any neighbor in Hamilton County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 12847 reflects the current record instead of a stale or modeled snapshot.

Behind 12847's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 12847 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

17/100
Composite stress
38/100
Structural risk
7/100
Distress activity

ZIP 12847 distress signals, scored

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk20
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 12847 by the numbers

12847 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

Loading ZIP 12847 stress data…

Adjacent Hamilton County ZIP reports

More distress data near 12847

Further distress data across Hamilton County, New York at ZIP, county and state level.

See every distressed parcel in 12847

Every distressed parcel in 12847 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

60 minutes, no card, everything readable

Create a free account to see the scores, the phase each market is in, and what surfaced today.

What do you want to explore?

No credit card required · Takes about 20 seconds