Hamilton County, NY: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Hamilton County, New York carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. The county spans 14 scored ZIP codes, averaging 16/100 composite distress. ZIP-level distress ranges from 20/100 at the top down to 15/100. Bank/credit headwind for the county is 62 on a 0–100 scale, a elevated reading.

Currently expansion, Hamilton County saw prices rise 6.0% year over year, a 38/100-confidence read. Under a rising market, the laggards keep building even as the headline looks strong.

Even appreciating at +6.0% YoY (38/100 confidence), stressed pockets remain where the scoring still flags pressure. An elevated 62/100 reading favors patient capital: expect more lender-driven inventory soon.

Leading Hamilton County on distress: 13331 (20/100), 12032 (19/100), 12134 (18/100), 12847 (17/100), 12108 (15/100), 12139 (15/100). Other tracked Hamilton County ZIPs include 12164, 12190, 12812, 12842, 12864, 13353, 13360, 13436.

On the housing-and-income side, Hamilton County's tracked footprint come in at typical home values near $270,369, 86% owner-occupancy, a median age of 56.2, poverty running near 7.6%, 76.7% of units sitting vacant, a median household income near $71,478 (near the US norm). Income, equity and tenure like these set up the volume of pressured sellers and the exit liquidity behind them.

At 16/100 composite over 14 ZIPs, distress here is parcel-specific — work it parcel by parcel. A DLRadar subscription opens every Hamilton County parcel: owner, address and APN, a distress score plus a funding-to-closing path.

The distress read for Hamilton County, New York is refreshed as new public records post and uses the same methodology coast to coast, so Hamilton County stays directly comparable to any other market you track.

The way to work Hamilton County, New York is top-down — start with the highest-scoring ZIPs (up to 20/100 here), then drill to the parcels driving those numbers, rather than blanketing Hamilton County with undifferentiated outreach. The Hamilton County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

The ZIP breakdown for Hamilton County leads with 13331 (20/100), 12032 (19/100), 12134 (18/100), 12847 (17/100), 12108 (15/100), 12139 (15/100). DLRadar also scores 12164, 12190, 12812, 12842, 12864, 13353, 13360, 13436 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Hamilton County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.