Hamilton County, NY: Foreclosures, Tax Liens & Distressed Properties
Hamilton County, NY, New York: 14 ZIP codes scored, Hamilton County, NY averaging 14/100 (minimal, Hamilton, NY), from 13 to 19. Hamilton County, NY is in its expansion phase (Hamilton, NY confidence 38/100): Hamilton, NY home prices up 6.0% (Hamilton, NY) over twelve months. Hamilton County, NY lender headwind: 62/100.
Highest-scoring Hamilton County, NY ZIPs: 13331 (19/100), 12032 (18/100), 12134 (18/100), 12847 (15/100), 12108 (13/100), 12139 (13/100). Also scored in Hamilton County, NY: 12164, 12190, 12812, 12842, 12864, 13353, 13360, 13436.
Across Hamilton County, NY's scored ZIPs: median home value $270,369, household income $71,478, 76.7% vacancy, 7.6% poverty, 86% owner-occupied, median age 56.2.
Hamilton County, NY insurance distress 37/100 (#1,420 in the US); FEMA hazard 52/100 for Hamilton, NY; 2 federal disaster declarations in Hamilton County, NY since 2023 (2 flood); 1 Hamilton, NY NFIP flood claims; Hamilton, NY construction distress 48/100.
2 banks with 3 branches lend in Hamilton County, NY; Hamilton, NY weighted bank stress 66/100, highest 68/100 in Hamilton, NY.
Hamilton County, NY unemployment 3.7% (Hamilton, NY -4.9 pts, six months); 47 new housing units permitted in Hamilton County, NY over twelve months, Hamilton, NY up 4% from 45.
7,911 housing units in Hamilton County, NY; 370 Hamilton, NY renter households; 35% of Hamilton, NY renters spend 30%+ of income on rent, 23% (Hamilton, NY) half or more.
Hamilton County, NY ranks #739 nationally on the opportunity index (Hamilton, NY, among all ranked counties); Hamilton, NY scores 32.2/100 and Hamilton, NY sits #9 inside New York. Hamilton, NY is in the early_signal opportunity phase; Hamilton, NY's primary driver is vacancy, Hamilton, NY second driver bank institutional; Hamilton, NY moved down 262 places. 60.3% vacancy over 14 Hamilton, NY ZIPs.
No CFPB county sample covers Hamilton County, NY. The non-metro area reading for Hamilton, NY: 0.8% ninety-plus days late; Hamilton, NY's thirty-to-eighty-nine share is 3.0% (Hamilton, NY, December 2025 data); New York overall 1.0%.
Hamilton County, NY has 2 watched banks; 2 Hamilton, NY banks sit in an elevated band. Hamilton, NY footprints: Community Bank National Assn (2 branches, stress 68) in Hamilton, NY; Nbt Bank National Assn (1 branch, stress 61) in Hamilton, NY.
5,488 of the 7,911 housing units in Hamilton, NY sit vacant. Hamilton County, NY permitted 0 multifamily units in twelve months; Hamilton, NY's one-to-four unit structures added 47 units in Hamilton County, NY.