ZIP 12134 Property Distress & Foreclosure Data

ZIP code 12134 in Hamilton County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 44/100, with 4/100 of stress already active. What sets it apart are the readings on construction/permit lag (72/100), structural risk (44/100), institutional ownership (30/100). By contrast, institutional ownership (30/100) and mortgage stress (14/100) register low.

The market reads expansion — home values rose 6.2% year on year, and 15% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 15.0%. Around 26% of adults hold a bachelor's degree or higher. At $70,938, median income runs near typical U.S. levels. Around 31% of renters are cost-burdened. About 4,093 people live here, median age 52. The ZIP holds roughly 2,901 housing units. 77% of housing is owner-occupied. The vacancy rate is 39.9% — elevated. The demographic-stress sub-score lands at 30/100. The typical home is worth about $222,600 (2.8× income, relatively affordable).

Net-net, 12134 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.