ZIP 12134 Foreclosure, Tax-Lien & Distress Report
Hamilton County, New York · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 12134 in Hamilton County, New York comes in at 17, a low composite-distress reading. The split runs 39/100 structural to 4/100 active on the ground. Property-level stress concentrates in construction/permit lag (58/100), structural risk (39/100), institutional ownership (26/100). By contrast, institutional ownership (26/100) and mortgage stress (14/100) register low.
The market reads expansion — home values rose 6.0% year on year, and 15% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The poverty rate is 15.0%. Educational attainment sits at 26% bachelor's-or-above. Households earn a median $70,938 — near the roughly $78,000 national figure. Rent burden reaches 31% of tenant households. 4,093 residents call 12134 home, typically aged 52. There are about 2,901 housing units across 12134. The tenure split is 77% owner-occupied to 23% rented. The vacancy rate is 39.9% — elevated. The demographic-stress sub-score lands at 30/100. Home values center near $222,600, an affordability ratio of 2.8× — accessible.
On the whole, 12134 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 12134 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 12134 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 12134, the field stays empty rather than modeled, and fills in as new documents post.
The 17/100 for 12134 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 12134 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 12134
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 12134 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 12134, the same set carried on every parcel.
Hamilton County ZIPs near 12134
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Other reports tied to Hamilton County, New York — ZIP, county and statewide.
See every distressed parcel in 12134
The full 12134 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology