ZIP 12134 Foreclosure, Tax-Lien & Distress Report
Hamilton County, New York · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 12134 in Hamilton County, New York comes in at 18, a low composite-distress reading. The split runs 40/100 structural to 4/100 active on the ground. Property-level stress concentrates in construction/permit lag (64/100), structural risk (40/100), institutional ownership (25/100). By contrast, institutional ownership (25/100) and mortgage stress (14/100) register low.
The market reads expansion — home values rose 6.0% year on year, and 15% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The poverty rate is 15.0%. Educational attainment sits at 26% bachelor's-or-above. Households earn a median $70,938 — near the roughly $78,000 national figure. Rent burden reaches 31% of tenant households. 4,093 residents call 12134 home, typically aged 52. There are about 2,901 housing units across 12134. The tenure split is 77% owner-occupied to 23% rented. The vacancy rate is 39.9% — elevated. The demographic-stress sub-score lands at 30/100. Home values center near $222,600, an affordability ratio of 2.8× — accessible.
On the whole, 12134 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 12134 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 12134 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 12134, the field stays empty rather than modeled, and fills in as new documents post.
The 18/100 for 12134 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 12134 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 12134
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 12134 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 12134, the same set carried on every parcel.
Hamilton County ZIPs near 12134
Nearest ZIP codes to 12134
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Hamilton County, New York
Other reports tied to Hamilton County, New York — ZIP, county and statewide.
See every distressed parcel in 12134
The full 12134 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology