ZIP 12078 Property Distress & Foreclosure Data

DLRadar grades ZIP 12078 (Fulton County, New York) at a low 20/100 for overall property distress. Structural exposure scores 46 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (66/100)). Property-level stress concentrates in construction/permit lag (72/100), structural risk (46/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (9/100).

The expansion-phase market in 12078 posted values that rose 6.3% over the year, and 20% higher over three years, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $136,100, an affordability ratio of 2.2× — accessible. DLRadar's demographic-stress index for the area reads 30/100. Population is roughly 23,087 with a median age of 39. Rent burden reaches 34% of tenant households. Owners hold 61% of homes, renters 39%. There are about 11,750 housing units across 12078. Educational attainment sits at 18% bachelor's-or-above. Median household income is $54,565, below the U.S. median near $78,000. Vacancy runs 15.6%, above the national norm and a classic distress-and-opportunity signal. 19.7% of residents fall below the poverty threshold.

On the whole, 12078 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.