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Where stress is building, how the cycle is turning, and what is live now.

Fulton County, NY: Foreclosures, Tax Liens & Distressed Properties

Fulton County, New York is mapped parcel-to-ZIP by DLRadar's public-record distress engine. ZIP-level distress ranges from 22/100 at the top down to 18/100. DLRadar scores 14 ZIPs here, with a mean composite of 21/100. Bank/credit headwind for the county is 53 on a 0–100 scale, a moderate reading.

In its peak phase, Fulton County home prices rose 4.9% across the last year, at 36/100 phase confidence. On a market plateau, blanket buying underperforms with opportunity concentrated by ZIP.

Near the cycle top at +4.9% YoY (36/100 confidence), the wins are surgical well beyond the county average. A moderate 53/100 lender headwind points to mixed owner- and bank-driven distress.

The sharpest Fulton County readings come from 12078 (22/100), 12095 (22/100), 12117 (22/100), 13329 (22/100), 13452 (22/100), 13470 (22/100) — open any for the parcel detail. Also scored across the county: 12010, 12070, 12086, 13339, 12025, 12068, 12032, 12134.

On the housing-and-income side, the Fulton County ZIPs on file report a 14% poverty rate, median home values around $171,671 (below the national figure), incomes around $62,470, 24.9% of units sitting vacant, a median age of 45.8, an owner-occupied share of 76%. Income, equity and tenure like these shape who sells under pressure and how fast a deal moves.

All in at 21/100 over 14 ZIPs, Fulton County rewards parcel-by-parcel work rather than a blanket buy. Inside DLRadar, each Fulton County property carries owner, address and APN, scoring, lienholder detail and an estimated exit speed.

The distress read for Fulton County, New York is refreshed as new public records post and uses the same methodology coast to coast, so Fulton County stays directly comparable to any other market you track.

For anyone buying in Fulton County, the scores answer one question first — which ZIPs deserve the marketing budget, with the top reading 22/100. The Fulton County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

The ZIP breakdown for Fulton County leads with 12078 (22/100), 12095 (22/100), 12117 (22/100), 13329 (22/100), 13452 (22/100), 13470 (22/100). DLRadar also scores 12010, 12070, 12086, 13339, 12025, 12068, 12032, 12134 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Fulton County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.

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Peak
Market phase
4.9%
HPI YoY
0%
Drawdown
36
Confidence
Live sampleSample: distressed properties in Fulton County ZIPs
ZIPStateDistress score🔒 Owner🔒 Property Address🔒 Parcel ID
12078NY22
12095NY22
12117NY22
13329NY22
13452NY22
13470NY22
12010NY21
12070NY21
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Most distressed ZIP codes in Fulton County

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