Fulton County, NY: Foreclosures, Tax Liens & Distressed Properties
Fulton County, NY, New York: 14 ZIP codes scored, Fulton County, NY averaging 21/100 (low, Fulton, NY), from 18 to 22. Fulton County, NY is in its peak phase (Fulton, NY confidence 36/100): Fulton, NY home prices up 4.9% (Fulton, NY) over twelve months. Fulton County, NY lender headwind: 53/100.
Highest-scoring Fulton County, NY ZIPs: 12095 (22/100), 13452 (22/100), 12010 (21/100), 12025 (21/100), 12070 (21/100), 12078 (21/100). Also scored in Fulton County, NY: 12086, 12117, 13329, 13339, 13470, 12068, 12032, 12134.
Across Fulton County, NY's scored ZIPs: median home value $171,671, household income $62,470, 24.9% vacancy, 14.0% poverty, 76% owner-occupied, median age 45.8.
Fulton County, NY insurance distress 21/100 (#2,074 in the US); FEMA hazard 0/100 for Fulton, NY; 1 Fulton, NY NFIP flood claims, $27K paid; Fulton, NY construction distress 89/100.
4 banks with 9 branches lend in Fulton County, NY; Fulton, NY weighted bank stress 63/100, highest 68/100 in Fulton, NY.
Fulton County, NY unemployment 4.4% (Fulton, NY -1.1 pts, six months); 65 new housing units permitted in Fulton County, NY over twelve months, Fulton, NY down 41% from 110; Fulton, NY home prices +8.8% a year (Fulton, NY) over three years.
28,199 housing units in Fulton County, NY; 6,962 Fulton, NY renter households; 40% of Fulton, NY renters spend 30%+ of income on rent, 20% (Fulton, NY) half or more.
Fulton County, NY ranks #203 nationally on the opportunity index (Fulton, NY, among all ranked counties); Fulton, NY scores 35.8/100 and Fulton, NY sits #2 inside New York. Fulton, NY is in the peak_opportunity opportunity phase; Fulton, NY's primary driver is construction, Fulton, NY second driver vacancy; Fulton, NY moved up 122 places. 15 short-sale listings across Fulton, NY; 57 days on market observed in Fulton, NY; 16.2% vacancy over 14 Fulton, NY ZIPs.
No CFPB county sample covers Fulton County, NY. The non-metro area reading for Fulton, NY: 0.8% ninety-plus days late; Fulton, NY's thirty-to-eighty-nine share is 3.0% (Fulton, NY, December 2025 data); New York overall 1.0%.
Fulton County, NY has 2 watched banks; 2 Fulton, NY banks sit in an elevated band. Fulton, NY footprints: Nbt Bank National Assn (5 branches, stress 61) in Fulton, NY; Community Bank National Assn (1 branch, stress 68) in Fulton, NY.
HUD lists 1 assisted multifamily property in Fulton County, NY with 7 units; 6 Fulton, NY units are assisted, 1 Fulton, NY properties under project-based Section 8.
5,333 of the 28,199 housing units in Fulton, NY sit vacant. Fulton County, NY permitted 0 multifamily units in twelve months; Fulton, NY's one-to-four unit structures added 65 units in Fulton County, NY.