ZIP 12025 Foreclosure, Tax-Lien & Distress Report

ZIP code 12025 in Fulton County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 47/100 structural and 2/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (65/100), climate & FEMA risk (62/100)). The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (47/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100).

The market reads expansion — home values rose 5.5% year on year, and 11% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 26.9%, above the national norm and a classic distress-and-opportunity signal. Around 53% of renters are cost-burdened. 80% of housing is owner-occupied. Educational attainment sits at 31% bachelor's-or-above. Home values center near $219,000, an affordability ratio of 3.1× — accessible. DLRadar's demographic-stress index for the area reads 31/100. 5,278 residents call 12025 home, typically aged 51. The ZIP holds roughly 3,063 housing units. 9.9% of residents fall below the poverty threshold. At $71,732, median income runs near typical U.S. levels.

On the whole, 12025 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 12025 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 12025's 20/100 can be lined up against any neighbor in Fulton County, New York or any ZIP coast to coast. Sparse data for 12025 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 20/100 for 12025 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 12025 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.