ZIP 12070 Foreclosure, Tax-Lien & Distress Report
Montgomery County, New York · Affordable market
Scored purely from public records, 12070 (Montgomery County, New York) returns a low composite of 21/100. Its standout signals are construction/permit lag (100/100), structural risk (49/100), institutional ownership (9/100). By contrast, institutional ownership (9/100) and mortgage stress (7/100) register low. Structural exposure scores 49 and live distress 2 on the 0–100 scale.
The peak-phase market in 12070 posted values that rose 4.9% over the year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The tenure split is 70% owner-occupied to 30% rented. The vacancy rate is 2.4%. Roughly 14.4% live below the poverty line. Educational attainment sits at 19% bachelor's-or-above. Population is roughly 2,404 with a median age of 43. DLRadar's demographic-stress index for the area reads 22/100. The typical home is worth about $202,900 (2.1× income, relatively affordable). At $78,884, median income runs near typical U.S. levels. There are about 683 housing units across 12070. Around 2% of renters are cost-burdened.
Overall 12070 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 12070 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 12070's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 12070, the field stays empty rather than modeled, and fills in as new documents post.
Behind 12070's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 12070 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 12070’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 12070 by the numbers
A live read on 12070: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Montgomery County ZIP reports
Explore related distress reports
Further distress data across Montgomery County, New York at ZIP, county and state level.
See every distressed parcel in 12070
Open 12070 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology