ZIP 12066 Property Distress & Foreclosure Data

Montgomery County, New York's ZIP 12066 registers 19/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 42/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (85/100), structural risk (42/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100).

The expansion-phase market in 12066 posted values that rose 5.9% over the year (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $71,250, near the U.S. median near $78,000. Educational attainment sits at 21% bachelor's-or-above. Around 65% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. 5.8% of residents fall below the poverty threshold. The ZIP holds roughly 885 housing units. Home values center near $197,800, an affordability ratio of 2.5× — accessible. Owners hold 86% of homes, renters 14%. The vacancy rate is 10.9%. Population is roughly 1,830 with a median age of 39.

On balance 12066 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.