ZIP 12066 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 12066 (Montgomery County, New York) at a low 20/100 for overall property distress. Structural risk reads 47/100 against active distress of 1/100. Its standout signals are construction/permit lag (100/100), structural risk (47/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100).

The expansion-phase market in 12066 posted values that rose 5.8% over the year, at 31/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $71,250, near the U.S. median near $78,000. Around 21% of adults hold a bachelor's degree or higher. Rent burden reaches 65% of tenant households. On demographic stress specifically, 12066 scores 29/100. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 885 housing units. The typical home is worth about $197,800 (2.5× income, relatively affordable). 86% of housing is owner-occupied. Vacancy runs 10.9%. About 1,830 people live here, median age 39.

Net-net, 12066 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 12066's 20/100 can be lined up against any neighbor in Montgomery County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 12066 shows blanks, not estimates, wherever the record is sparse.

12066's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 12066 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.