ZIP 12092 Property Distress & Foreclosure Data
Composite property distress in 12092 (Schoharie County, New York) lands at 10/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (33/100), structural risk (22/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. Structural exposure scores 22 and live distress 2 on the 0–100 scale.
The market reads expansion — home values rose 5.6% year on year, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 1,423 people live here, median age 49. The poverty rate is 13.4%. 70% of housing is owner-occupied. Rent burden reaches 18% of tenant households. There are about 582 housing units across 12092. The demographic-stress sub-score lands at 25/100. Vacancy runs 9.1%. At $70,938, median income runs near typical U.S. levels. The typical home is worth about $217,600 (2.9× income, relatively affordable). Around 29% of adults hold a bachelor's degree or higher.
Net-net, 12092 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 12092
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Schoharie County
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Deterministic. Every signal traces to a public dataset · methodology