ZIP 12064 Property Distress & Foreclosure Data

DLRadar grades ZIP 12064 (Otsego County, New York) at a low 15/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (63/100). On the structural side it scores 32/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (52/100), structural risk (32/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 2.6% live below the poverty line, a low share typical of higher-equity areas. 314 residents call 12064 home, typically aged 53. The ZIP holds roughly 240 housing units. Around 0% of renters are cost-burdened. On demographic stress specifically, 12064 scores 20/100. About 21% have a four-year degree. The tenure split is 86% owner-occupied to 14% rented. A median home runs $111,700 here, or 1.4 times local income. Households earn a median $69,792 — near the roughly $78,000 national figure. The vacancy rate is 55.3% — elevated.

Taken together, 12064 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.