ZIP 13411 Property Distress & Foreclosure Data

Otsego County, New York's ZIP 13411 registers 23/100 composite distress, which DLRadar reads as low. Structural risk reads 51/100 against active distress of 4/100. The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (51/100), institutional ownership (27/100). institutional ownership (27/100) and mortgage stress (14/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (73/100).

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 78% owner-occupied to 22% rented. There are about 1,462 housing units across 13411. 2,920 residents call 13411 home, typically aged 44. Vacancy runs 21.2%, above the national norm and a classic distress-and-opportunity signal. A median home runs $121,900 here, or 2.0 times local income. Rent burden reaches 25% of tenant households. On demographic stress specifically, 13411 scores 27/100. Roughly 19.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $58,651 — below the roughly $78,000 national figure. About 17% have a four-year degree.

Taken together, 13411 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.