ZIP 13342 Property Distress & Foreclosure Data

DLRadar grades ZIP 13342 (Otsego County, New York) at a low 17/100 for overall property distress. Property-level stress concentrates in construction/permit lag (55/100), structural risk (37/100), institutional ownership (3/100). structural risk (37/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (75/100). The latent-versus-live split is 37/100 structural and 0/100 already moving.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 41% have a four-year degree. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 13342 scores 23/100. The ZIP holds roughly 86 housing units. Around 50% of renters are cost-burdened. The tenure split is 95% owner-occupied to 5% rented. 263 residents call 13342 home, typically aged 43. Households earn a median $81,023 — near the roughly $78,000 national figure. The vacancy rate is 0.0%.

On balance, 13342 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.