ZIP 13342 Foreclosure, Tax-Lien & Distress Report
Otsego County, New York · Distress market
ZIP 13342's composite property-distress score is 18/100 - DLRadar classes that as low for Otsego County, New York. The pressure is most legible in construction/permit lag (61/100), structural risk (38/100), institutional ownership (3/100). By contrast, structural risk (38/100) and institutional ownership (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (75/100)). Structural risk reads 38/100 against active distress of 0/100.
The peak-phase market in 13342 posted values that rose 4.9% over the year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Educational attainment sits at 41% bachelor's-or-above. 4.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 86 housing units. Around 50% of renters are cost-burdened. The tenure split is 95% owner-occupied to 5% rented. 263 residents call 13342 home, typically aged 43. Households earn a median $81,023 — near the roughly $78,000 national figure. The vacancy rate is 0.0%.
On balance, 13342 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 13342 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 13342's 18/100 can be lined up against any neighbor in Otsego County, New York or any ZIP coast to coast. 13342 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
13342's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 13342 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 13342
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 13342 distress snapshot
The live 13342 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Otsego County ZIP codes
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More ZIP, county and state distress intelligence connected to Otsego County, New York.
Open the complete 13342 acquisition file
Every distressed parcel in 13342 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology